FACTS: WHAT DOES ALLIED FIRST BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number
Account transactions Mortgage rates and payments
Checking account information
Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Allied First Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Allied First Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes -
to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call toll-
What We Do
How does Allied First Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Allied First Bank is committed to providing quality products and services with a high level of integrity regarding personal privacy.
How does Allied First Bank collect my personal information? We collect your personal information, for example, when you
Open an account
Make deposits or withdrawals from your account
Give us your contact information
Give us your wage statements
Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes -
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Affiliates Companies related by common ownership or control. They can be financial and non-
Allied First Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-
Allied First Bank does not share with nonaffiliates so they can market to you.
Affiliates A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance companies.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing -
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing -
For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing -
Internet Home Banking Security
Allied First Bank uses the latest technology to protect your account information from exposure to unauthorized individuals. Some of the components of the security system include:
A valid required account number and password for account access 128-
Encryption is a security measure which takes meaningful text and numbers and scrambles them into numerical nonsense prior to their transmittal across the Internet. Account information becomes completely scrambled with encryption in place. As an example, a transaction order such as "pay $40 from checking to loan #1" may be represented by an unassociated sequence of numbers such as "7523214483628174312." The encryption process occurs for information going in both directions; from your computer to the institution and vice versa. Encryption uses complex algorithmic formulas to create a key that is used to translate the numerical sequence into useful text. There are billions of potential keys, and a different key is used for each Web Personal Branch session. With member security in mind, our Web Access supports an advanced 128-
Allied First Bank NMLS# 203463
3201 Orchard Rd. Oswego, IL 60543